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The new TRC Sirsi head office building

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A 113-year legacy, now in a new avatar

Preserving all our core values and the sweetest memories of our legacy, we are stepping into a new avatar to serve members better.

Our journey
TRC Sirsi heritage office building
113 years in the service of farmers

1913

Established

Our legacy

A century of trust, built by farmers

One of the best co-operative societies in the district, TRC recently completed its centenary. It is a primary agricultural co-operative credit society (PACS) serving all of Uttara Kannada except Karwar taluk.

113 ವರ್ಷಗಳಿಂದ ರೈತರ ಸೇವೆಯಲ್ಲಿ

  1. 1913

    Registered as “Sirsi Totagars Co-operative Paraspara Sahakari Sangha” with 8 shareholders, initiated by Late Mr. Venkatarao Nilekani.

  2. 1962

    Renamed the Totagars Rural Co-operative Credit Bank.

  3. 2011

    Renamed Totagar's Rural Co-operative Agricultural Multipurpose Society Ltd., Sirsi (U.K.).

  4. Today

    Over 3,500 share members across Uttara Kannada (except Karwar taluk), led by Chairman Shri R. S. Hegde Kadave.

Read our full story

Services for every occasion

Everything a farmer member needs, under one roof

Our mission is to be a model PACS in the country, safeguarding the interest of farmers through co-operative principles.

Credit & Loans

Agriculture credit is the core of TRC. We are one of the highest Kisan Credit Card (KCC) loan lenders in the state.

Know more

  • Agriculture Credits

    Advancing short term and medium term loans to members.

  • Systematic Setup

    Providing a systematic setup for credit linking with the marketing programme.

  • Subsidy Schemes

    Assisting farmers to get the benefit of government subsidy schemes.

Deposit interest calculator

See how your savings grow with TRC

Choose a scheme, amount and tenure to estimate the interest and maturity value at our current term deposit rates.

₹
₹1,000₹50 lakh
months
3 months24 months

Rate applied10 to 12 months6.00% p.a.

Maturity value

₹1,06,136

Amount deposited
₹1,00,000
Interest earned
₹6,136
Tenure
12 months
Call to open a deposit

Indicative only. Simple interest up to 6 months, compounded quarterly beyond. Actual maturity may differ; please confirm at the society.

Fixed Deposit interest

Per annum, by deposit duration

Fixed Deposit interest rates
DurationInterest
5.00%
5.50%
6.00%
7.00%

Awards & recognition

Recognised as one of the best PACS in the state

Senior officials of NABARD and RBI, department heads, and chairmen and directors of other co-operative societies have visited TRC and praised its work and services.

Architectural view of the TRC building

  • Best PACS

    The Kanara DCC Bank Ltd., Sirsi

  • Awards for best services

    The Karnataka State Co-operative Apex Bank Ltd.

  • Credit linking with marketing

    TSS Ltd., Sirsi, awarded several times

  • Among the highest KCC lenders

    Kisan Credit Card loans in the state

Governance

Led by an elected Board of Directors

The board, headed by the Chairman, is elected by share members once every five years. It meets every month on overall administration and policy.

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Meet the board
  • Shri Ramakrishna Hegde Kadave

    Shri Ramakrishna Hegde Kadave

    Chairman

  • Shri Vishwas Balse

    Shri Vishwas Balse

    Vice-Chairman

Transparency

Annual reports

Audited accounts and the board's report for every year, open to all members.

Report archive

View all
A good society is not only the financial heart of the community, but also one with an obligation of helping in every possible manner to improve the economic conditions of the common people.

Talk to the society

Keep in touch for updates, and share your ideas to help us serve you even better.

Call the society

Society office+91 94492 27386Alternate+91 94491 81386